Fire Department
Ban on Outdoor Burning Goes Into Effect May 1
Ban lasts until October
A countywide, state-mandated ban on outdoor burning goes into effect May 1 in Forsyth County and lasts through September 30. The ban prohibits all outdoor burning including the burning of leaves, trash, yard debris and storm damage.
The Georgia Environmental Protection Division imposes the ban on outdoor burning to comply with Federal Clean Air Regulations. During the summer months in Georgia, the ozone in the air can reach unhealthy levels. Open burning has been identified as a significant contributor of the pollutants that form ozone.
Limited exceptions to the ban include recreation/cooking fires, campfires in approved areas and open flame equipment/tar kettles/etc. No notification to the Forsyth County Fire Department or the Georgia Forestry Commission is required for these types of burns. To receive more details regarding outdoor burning regulations, visit www.forsythco.com or call the Forsyth County Fire Department Fire Marshal's Office at 678.455.8072.
If you are looking for a home in Forsyth county, Mike and Melody Vanderhoff are the right choice to help you find the perfect place.
Labels: best realtors in town, burning ban, forsyth county, homes for sale in cumming
Dump out old electronics in Forsyth
|
CUMMING – Continue spring cleaning by bringing old electronic equipment to be recycled at Keep Forsyth County Beautiful's (KFCB) electronics recycling event. This recycling event will be held May 8, from 9 a.m. to 1 p.m. in parking lot 3 at the city of Cumming Fairgrounds on Castleberry Road.
Acceptable items include old computers, printers, cameras, cell phones, stereos, televisions and more to be recycled. The minimum donation per carload drop-off is $5. An additional $10 fee will apply for all acceptable televisions. Large wooden console and projection televisions will not be accepted.
"We recycled 56,781 pounds of electronics last May, including 167 televisions and 290 computers," Environmental Program Manager Tammy Wright said. "We encourage all citizens to clean out their closets and storage rooms and bring their old electronics."Please visit our web site to see additional opportunities available for homes that need to be recycled. One may be perfect for you.
Labels: go green, homes for sale in cumming, recycle
Conforming Loans: Loan amounts $417,000 & under*
30-yr Fixed = 5.00% Purchase Only
15-yr Fixed = 4.375% Purchase Only
NEW! Conforming 5/1: 3.75% amortized; 4.00% interest only
Conforming 7/1: 4.25% amortized
***HOT PRODUCT Conforming 10/1: 4.50% amortized!!!***
Consult your Covenant Mortgage Professional for Refinance Quotes
Jumbo Loans: Loan amounts over $417,000*
5/1 ARM = 4.50%
7/1 ARM =4.875%
Hottest JUMBO Loan...90% No PMI up to $500,000!
Call Me Now For More Details!
FHA Loans: *
30-yr Fixed Range= 5.00% - 5.25%
NEW! FHA 5/1 ARM: 3.75% Qualify at Start Rate
*Based on pricing as of Friday, April 23rd, 2010 at 12:00PM. Prices, guidelines, and programs subject to change without notice. Subject to errors and omissions. This information is not intended to constitute an advertisement for purposes of the Truth-in-Lending Act or Regulation "Z". It is intended solely for use by Real Estate professionals.
Residential Mortgage Licensee: GA Licensee #22745, Florida Residential Mortgage Licensee#CL0800186, NorthCarolina Licensee #B-147025
Covenant NMLS# 144774
Labels: Alpharetta, home loans, homes for sale in cumming
Purchases of new homes surged in March to an annualized rate of 411,000, an increase of 27% over February, according to the U.S. Census Bureau. That's the fastest growth of new home sales since April 1963. While selling additional new home is an indication that consumers are feeling more bullish about the housing market, today's news should be taken in context.
This news isn't particularly shocking for those who follow the housing market, considering that pending home sales increased significantly in February. New home sales rising also complements yesterday's news that the sales of existing homes increased in March. The home buyer credit, set to expire in April, was described as mostly responsible for that news. There's little doubt that the credit also drove new home sales to increase so much last month.
It is a little shocking that home buyers aren't more interested in looking for deals on foreclosures or short sales, however. Foreclosures hit a new high in March, so there are plenty of steals be had for bargain hunters. Yet, many Americans chose to buy new homes instead.
March's 411,000 annualized home sales were quite good compared to the prior month's 324,000. But after a four-month decline, February had the fewest new home sales on record -- since at least January 1963. So even relatively few sales in March would have had trouble falling below February's level. In fact, the historical numbers show how weak March's new home sales actually were.
New home sales peaked at a rate of 1.39 million in mid-2005. Last month's numbers would have to double to get back to the pre-housing bubble levels in the 800,000's. You only have to look back to July 2009 to see a higher number than in March.
Last month's increased sales also didn't do much to help lower the inventory of new homes for sale. It dropped a measly 2,000 homes from 229,000 to 227,000. That means builders are keeping up with the demand for new houses.
While additional new construction is good news for jobs, it might not help the housing market's price stability. As mentioned, foreclosures are still extremely high. Consequently, there is a substantial inventory of existing homes, which has increased by 9% over the past two months. The market would be better served to sell off more of the existing home inventory before ramping up the building of new houses. Then, construction jobs could still be created through renovation projects. Price stability will be hard to attain as long as overall inventory is increasing.
This recent surge in new home sales is likely fleeting. Its driving force -- the home buyer credit -- will be gone at the end of April. So we can expect to see strong sales of new homes again this month, but fewer come summer. If construction doesn't slow down accordingly, then the inventory of new homes will begin growing.
Note: All statistics above are seasonally adjusted.
Labels: foreclosures, new homes, short sales, tax credits
Check out this weekend's mortgage rates provided by Covenant Mortgage Corporation:
Conforming Loans: Loan amounts $417,000 & under*
30-yr Fixed = 5.125% Purchase Only
15-yr Fixed = 4.375% Purchase Only
Consult your Covenant Mortgage Professional for Refinance Quotes
Jumbo Loans: Loan amounts over $417,000*
5/1 ARM = 4.50%
7/1 ARM =4.875%
FHA Loans: *
30-yr Fixed Range= 5.00% - 5.25%
*Based on pricing as of Friday, April 9th, 2010 at 12:00PM.
If you would like help with your next real estate transaction, please contact our team at Vanderhoff Real Estate today. We can be your bridge to success.
Labels: 15 year fixed, 30 year fixed, covenant mortgage, FHA, home loans, rates, real estate, vanderhoff
