Alpharetta Cumming Lake Lanier Real Estate Blog: November 2009

Alpharetta and Cumming GA Real Estate | Mike & Melody Vanderhoff
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Monday, November 30, 2009

Alpharetta Convention and Visitors Bureau and Welcome Center Open House


The Alpharetta Convention and Visitors Bureau and Welcome Center has moved!

Join us for an Open House to celebrate their new location at:
Park Plaza
178 South Main Street
Suite 200
Alpharetta, GA 30009

Stop by and explore the new Alpharetta Convention and Visitors Bureau and Welcome Center space, meet and greet their staff and learn about the 100% complimentary services they offer!

Wednesday, December 9, 2009

Drop by between 2 - 6 p.m.
Enjoy complimentary desserts and beverages.
Enter for a chance to win giveaways.
RSVP today at www.awesomealpharetta.com.

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# posted by Mike & Melody Vanderhoff @ 12:26 PM

Sunday, November 29, 2009

Weekend Mortgage Rates


Check out this weekend's mortgage rates provided by Covenant Mortgage Corporation:

Conforming Loans: Loan amounts $417,000 & under*
30-yr Fixed = 4.75% Purchase Only
15-yr Fixed = 4.25% Purchase Only

Consult your Covenant Mortgage Professional for Refinance Quotes

Jumbo Loans: Loan amounts over $417,000*
5/1 ARM = 4.50%
7/1 ARM =4.875%

FHA Loans: *
30-yr Fixed Range= 4.75% - 5.25%
*Based on pricing as of Wednesday, November 27th, 09 at 12:00PM.

If you would like help with your next real estate transaction, please contact our team at Vanderhoff Real Estate today. We can be your bridge to success.

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# posted by Mike & Melody Vanderhoff @ 12:17 PM

Friday, November 20, 2009

Forsyth County's Christmas in Central Park This Weekend

Get into the holiday spirit with activities, entertainment and more! Plan to spend some time this weekend at one of two days of family-friendly holiday fun at the fifth annual Christmas in Central Park. The event takes place Saturday, November 21, from 10 a.m. to 6 p.m. and Sunday, November 22, from 10 a.m. to 4 p.m. at Forsyth County's Central Park Recreation Center in Cumming.

Attendees will enjoy a holiday shopping area featuring a variety of unique handcrafted items including pottery, stained glass, candles, jewelry, quilts and more. Photos with Santa, children's activities, live entertainment, hay rides and tasty holiday treats will also be available. Don't miss the special 'lighting of the tree' Saturday at 6:15 p.m.

Admission to Christmas in Central Park is free.

Central Park Recreation Center is located at 2300 Keith Bridge Road (Hwy. 306) in Cumming. To receive additional information, call 678.455.8540.

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# posted by Mike & Melody Vanderhoff @ 4:45 PM

Thursday, November 19, 2009

Keep Forsyth County Beautiful Electronics Recycling Event This Weekend

When: Saturday, November 21, 9 a.m. – 1 p.m.

Where: Cumming Fairgrounds, Parking Lot 3, 235 Castleberry Road, Cumming, GA

Cost: $5 donation per car will be collected

During the electronics recycling event, Keep Forsyth County Beautiful (KFCB) will accept old computers, printers, cameras, cell phones, stereos, televisions and more for recycling. The minimum donation per carload drop-off is $5. An additional $10 fee will apply for all acceptable televisions. Large wooden console and projection televisions will not be accepted.

In addition to accepting old electronics this year, KFCB will accept gently worn shoes. The donated shoes will be provided to Soles4Souls, a non-profit organization collecting shoes and giving them to people who need shoes. All donated shoes should be tied or taped in pairs.

Accepted Electronics: Computers, monitors, printers, typewriters, stereos, CD players, cell phones, fax machines, copiers, projectors, VCRs, CB radios, camcorders, cameras, cables, telephones, circuit boards, network equipment, radios, record players, UPS/battery backup, computer parts, computer cables, laptops, DVDs, keyboards, microwaves

Items Not Accepted: Wooden TVs, projector TVs, refrigerators, toaster ovens, vacuum cleaners, dehumidifiers, humidifiers, washers, dryers, hair dryers, power equipment, gas-powered equipment

To receive additional details, call 770.205.4573.

Any business needing a special pickup before the event can contact Atlanta Recycling Solutions at 678.566.6665 or Keep Forsyth County Beautiful at 770.205.4573.

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# posted by Mike & Melody Vanderhoff @ 11:02 AM

Tuesday, November 17, 2009

$6,500 Move-Up/Repeat Home Buyer Tax Credit

The following provides basic information about the tax credit. If you have more specific questions, we strongly encourage you to consult a qualified tax advisor or legal professional about your unique situation.

* To be eligible to claim the tax credit, buyers must have owned and lived in
their previous home for 5 consecutive years out of the last 8 years.

* The tax credit does not have to be repaid.

* The tax credit is equal to 10 percent of the home's purchase price up to a
maximum of $6,500.

* The tax credit applies only to homes priced at $800,000 or less.

* Single taxpayers with incomes up to $125,000 and married couples with
incomes up to $225,000 qualify for the full tax credit.

* The credit is available for homes purchased after November 6, 2009 and on
or before April 30, 2010. However, in cases where a binding sales
contract is signed by April 30, 2010, the home purchase qualifies
provided it is completed by June 30, 2010.

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# posted by Mike & Melody Vanderhoff @ 11:17 PM

Monday, November 16, 2009

The Worker, Homeownership & Business Act of 2009

The link below will take you to the National Association of Home Builders (NAHB) website.
It has good information on the details of the revised tax credit bill just extended for eligible buyers entering into contracts thru April 2010 and closed by June 2010. Not only does it contain the 1st time homebuyer tax credit of up to $8000.00, but it also includes a tax credit of $6500.00 for repeat buyers owning their current home for at least 5 years.

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# posted by Mike & Melody Vanderhoff @ 1:07 AM

Saturday, November 14, 2009

Weekend Mortgage Rates


Check out this weekend's mortgage rates provided by Covenant Mortgage Corporation:

Conforming Loans: Loan amounts $417,000 & under*
30-yr Fixed = 4.75% Purchase Only
15-yr Fixed = 4.25% Purchase Only

Consult your Covenant Mortgage Professional for Refinance Quotes

Jumbo Loans: Loan amounts over $417,000*
5/1 ARM = 4.50%
7/1 ARM =4.875%

FHA Loans: *
30-yr Fixed Range= 4.875% - 5.25%

*Based on pricing as of Friday, November 13th, 09 at 12:00PM.

If you would like help with your next real estate transaction, please contact our team at Vanderhoff Real Estate today. We can be your bridge to success.

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# posted by Mike & Melody Vanderhoff @ 11:05 AM

Thursday, November 12, 2009

5th Annual Christmas in Central Park is November 21-22

Get into the holiday spirit with activities, entertainment and more! Mark your calendar now for two days of family-friendly holiday fun at the fifth annual Christmas in Central Park. The event takes place Saturday, November 21, from 10 a.m. to 6 p.m. and Sunday, November 22, from 10 a.m. to 4 p.m. at Forsyth County's Central Park Recreation Center.

Attendees will enjoy a holiday shopping area featuring a variety of unique handcrafted items including pottery, stained glass, candles, jewelry, quilts and more. Photos with Santa, children's activities, live entertainment, hay rides and tasty holiday treats will also be available. Don't miss the special 'lighting of the tree' Saturday at 6:15 p.m.

Admission to Christmas in Central Park is free.

Central Park Recreation Center is located at 2300 Keith Bridge Road (Hwy. 306) in Cumming. To receive additional information, call 678.455.8540.

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# posted by Mike & Melody Vanderhoff @ 9:14 PM

Wednesday, November 11, 2009

Enviro Expo USA This Weekend Nov.14-15, 2009

Enviro Expo USA - Atlanta’s only green consumer expo located in the City’s Zero Waste Zone, Downtown Atlanta - announced Atlanta Audi Dealers as its Title Sponsor. The Expo is being held on Saturday, November 14, and Sunday, November 15, from 10 a.m. to 5 p.m. at the World Congress Center.

Atlanta Audi Dealers’ sponsorship of Enviro Expo USA complements the Audi commitment to incorporate the most eco-friendly technologies into its future product plans. The latest and most exciting manifestation of this appeared at the recent Frankfurt Motor Show with the debut of the Audi e-tron concept car. The purely electric Audi e-tron showcases a range of leading-edge electric vehicle technologies to produce 313 horsepower, a 0-60 mph time of 4.7 seconds, and a truly startling 3319lb/ft of torque. The lithium-ion batteries in the Audi e-tron also are expected to provide a range of 154 miles between chargings.

Partnering again this year with the Georgia Recycling Coalition (GRC), Enviro Expo USA offers an exciting and educational forum that is a family-friendly event to educate and motivate individuals to be better stewards of the environment. The show offers the latest in eco-friendly products and services, covering everything from organics to alternative energy and transportation. The show is free to attend and is supported by the Title Sponsor - Atlanta Audi Dealers, along with Coca-Cola Recycling, Royal Bank of Canada, Best Buy, IKEA, and Lube of Atlanta.

In addition to the many eco-exhibitors, the Expo features new themed areas which include: a green wedding area, sponsored by the Perfect Wedding Guide; a kids’ zone, offering educational activities and showcasing the winners of a Captain Planet Foundation video contest to be held within the metro Atlanta area school system prior to the Expo. Prizes for the contest are provided by Best Buy. Also included are a fashion show by Bauder College, a chef’s corner highlighting local restaurants and caterers demonstrating cooking techniques and featuring samples of seasonal foods. This year’s show includes a dedicated and expanded MarketPlace, sponsored by Farmer D, for organic growers, artisans, and a sundry of other items for holiday “green” shopping. The Speaker Series, sponsored by SoutheastGreen.com, features educational and engaging panel discussions on: Water & Conservation, Home and Garden, Recycling/Composting, and the Green Town Hall Meeting. Also, Justin Cave, star of Ground Breakers on HGTV, hosts an individual presentation on Nov. 14, from 12:30 to 1:30 p.m.

For more information, visit www.enviroexpousa.org.

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# posted by Mike & Melody Vanderhoff @ 8:05 PM

Tuesday, November 10, 2009

2009 Atlanta Holiday House

Save A Smile Foundation invites you to experience this 22,000 square-foot French estate, envisioned, created and built by custom builder Steve West. It is the largest and most spectacular spec home ever built in Atlanta. An architectural marvel with its European flair and classic, yet livable elegance will showcase Atlanta's top designers. Truly a show house unlike any ever seen in Atlanta. From November 21 through December 20, 2009, this home will be available for parties, special events and personal, leisurely tours. Located off West Paces Ferry Road at 3410 Ridgewood Road, Atlanta 30327.

For more information, or to purchase tour tickets and season passes, or schedule your event for the Atlanta Holiday House and Decorators Show Home, visit www.atlantaholidayhouse.com.

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# posted by Mike & Melody Vanderhoff @ 9:17 AM

Monday, November 09, 2009

Dahlonega: One of America's Top Places To Retire

Dahlonega is making headlines this month among well-read retirees in the latest edition of “Where to Retire” magazine.

The November/December issue of the national periodical delves into the sights and specialties of Lumpkin County and, in the process, names Dahlonega a top retirement town.

“Whether hiking on the Appalachian Trail, tubing and fishing in the Chestatee River or attending a First Friday outdoor summer concert, residents of Dahlonega have ample opportunities to enjoy this northern Georgia town's four-season climate,” wrote “Where to Retire” editor Mary Lu Abbott.

On Monday, Chamber President Amy Booker said she was pleased to see Dahlonega earning new accolades.

The Where to Retire article went on to praise other retiree-friendly features of Dahlonega including the golf course at Achasta, condo accommodations at The Summit and easy access to the outdoors.

“With area wineries, continuing-education courses, theater, music, arts and festivals, the community keeps retirees active,” wrote Abbott.

For Dahlonega real estate listings, click here.

Anyone interested in obtaining a copy of the magazine can do so by logging onto www.wheretoretire.com.

Yet this isn't the first brush with Where to Retire-related acclaim Dahlonega has received. In 2007, the Texas-based magazine named Dahlonega one of the top five “undiscovered” retirement havens in the country.

This is not news to those of us who know and love the area, but a great way to let others know what a great place we have in the North Georgia Mountains!

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# posted by Mike & Melody Vanderhoff @ 9:03 AM

Friday, November 06, 2009

Weekend Mortgage Rates


Check out this weekend's mortgage rates provided by Covenant Mortgage Corporation:

Conforming Loans: Loan amounts $417,000 & under*
30-yr Fixed = 4.875% Purchase Only
15-yr Fixed = 4.375% Purchase Only

Consult your Covenant Mortgage Professional for Refinance Quotes

Jumbo Loans: Loan amounts over $417,000*
5/1 ARM = 4.50%
7/1 ARM =4.875%

FHA Loans: *
30-yr Fixed Range= 5.00% - 5.50%

*Based on pricing as of Friday, November 6th, 09 at 12:00PM.

If you would like help with your next real estate transaction, please contact our team at Vanderhoff Real Estate today. We can be your bridge to success.

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# posted by Mike & Melody Vanderhoff @ 5:03 PM

Thursday, November 05, 2009

Housing Tax Credit Passes House & Senate

The House voted 403-12 today to expand a popular tax credit for homebuyers. The bill, H.R. 3548, which also extends unemployment benefits and expands a tax break for money-losing businesses, will now go to the President, who plans to sign it on Friday.

First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package. But with that housing program scheduled to expire at the end of November, the House voted to extend it into the spring — and to expand it to many people who already own homes.

Buyers who have owned their current homes at least five years would be eligible, subject to income limits, for tax credits of up to $6,500. First-time homebuyers — or people who haven't owned homes in the previous three years — could get up to $8,000. To qualify, buyers have to sign purchase agreements before May 1 and close before July 1.

The credit is available for the purchase of principal homes costing $800,000 or less, meaning vacation homes are ineligible. The credit would be phased out for individuals with annual incomes above $125,000 and for joint filers with incomes above $225,000.

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# posted by Mike & Melody Vanderhoff @ 10:55 PM

Wednesday, November 04, 2009

Share a Meal with Senior Citizens in Forsyth County

Share the gift of a meal with home-bound senior citizens in Forsyth County this holiday season through the Home-Delivered Meal Holiday Gift Certificate Program. Purchase a holiday gift certificate through Forsyth County Senior Services, and meals will be delivered to home-bound senior citizens through the Meals on Wheels program.

You can provide a meal for one day or meals for an entire week, month or year. The cost of one meal is $3.39, one week is $16.95, one month is $74.58 and one year is $894.96. All gifts are tax-deductible.

Checks should be payable to Forsyth County Senior Services, Holiday Gift Certificate Program and should be mailed or delivered to the following address:

Forsyth County Senior Services
595 Dahlonega Highway
Cumming, GA 30040

From Thanksgiving until New Year’s Day, all meals will be delivered to senior citizens with a special certificate to wish happy holidays from the meal provider.

Although funding for meal programs has decreased with budget cuts, the need for meals has increased. The goal of Senior Services is to provide 2,500 meals this holiday season. To receive additional information, call 770.781.2178.

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# posted by Mike & Melody Vanderhoff @ 8:31 PM

Tuesday, November 03, 2009

Informative Website About Your Georgia Property Tax

With property taxes due November 15 you may have some questions regarding your property tax.

The Association County Commissioners of Georgia (ACCG) has developed an informative web site where citizens may learn more about property tax in Georgia. We encourage all interested persons to visit the below site.

www.factsaboutpropertytax.com

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# posted by Mike & Melody Vanderhoff @ 8:07 PM

Monday, November 02, 2009

You Changed Your Clocks, Did You Change Your Batteries?

The Forsyth County Fire Department reminds citizens to change the batteries in their smoke and carbon monoxide detectors when they change their clocks as daylight-saving time ended on Sunday, November 1.

In addition to replacing the batteries in smoke and carbon monoxide detectors every six months, the Forsyth County Fire Department also recommends testing the detectors at least once a month. The units themselves should be replaced every eight to ten years.

The Forsyth County Fire Department is eager to help those who may need smoke detectors in their residence. The department's Public Safety Education Division provides smoke detectors free of charge for senior citizens and residents in need; they will also install those detectors. To receive details about this program, call Public Safety Educator Bob Westbrook at Fire Department Headquarters at 770.781.2180.

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# posted by Mike & Melody Vanderhoff @ 9:06 AM


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Alpharetta and Cumming GA Real Estate | Mike & Melody Vanderhoff
About Mike & Melody Vanderhoff's Cumming, Alpharetta and Dawsonville, GA Real Estate Website: The www.vanderhoffrealestate.com web site provides Cumming, Alpharetta, Dawsonville, the Polo Fields, Ball Ground, Dahlonega, Gainesville, Lake Lanier, Riverstone Plantation, as well as Georgia's Forsyth, Dawson, East Cherokee, Lumpkin and North Fulton Counties , Georgia real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Cumming, Alpharetta and Dawsonville area. Mike & Melody Vanderhoff (somtimes spelled as Mellody, Melodie, Mellodie, Vanderhof, or Vander Hoff) has services to help you get the best value for your Cumming, Alpharetta and Dawsonville home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with a  Cumming, Alpharetta and Dawsonville REALTORs who know  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Cumming, Alpharetta and Dawsonville, GA, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Mike & Melody Vanderhoff can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Mike and Melody speak  your language.
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